CHARLOTTE MORTGAGES | BALLANTYNE MORTGAGES | SOUTH PARK MORTGAGES 

Welcome to the Ballantyne Branch of Atlantic Bay Mortgage!  We hope that you find everything that you are looking for. For the past 10 years, it has been our great pleasure to ethically and honestly help hundreds of borrowers find the best mortgages in Charlotte for their particular situation. From first time homebuyers to experienced homeowners, we are committed to guiding our valued clients through each step of the financing process with friendly, responsive service. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.  Obtaining Mortgages in Charlotte NC can be extremely confusing.  Borrowers rely on us to use my knowledge and lending expertise to offer loans that they can comfortably repay and will not get them into trouble.  We have not and would not put a borrower into a loan that we would not do ourselves.  Call today for a FREE mortgage consultation to see what loan options may be available for you!

Don't put your home in the hands of a call center or website company that you will never meet face to face.  Call 704-564-3359 to see how enjoyable the loan process can be!

Refinance your home the easy way with an FHA Streamline Refinance...

For those of you that currently have an FHA loan, refinancing can be a breeze!  A FHA Streamline Refinance can offer you the ability to lower your interest rate and monthly payment without the cost of an appraisal or the stress of re-verifying your income and assets.  They are extremely easy and have very low closing costs.  This program has helped many of my borrowers save thousands of dollars in interest.  Please don't hesitate to call or email me for more details!   

Don't worry if you missed out on the $8,000 tax credit because I'm going to let you in on a secret...now is actually an even better time to buy a home!  I know you might not believe me, so I'll explain.